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tom mills real estate lake tahoe


Tom Mills
CA License #00756102

Direct: (530) 546-1551
Mobile: (530) 318-1376
Fax: (530) 546-7200


Email

Contact Me

Our office is located at 6921 North Lake Blvd. in Tahoe Vista, CA 96148. Click the map below to get detailed driving directions.

Click the image below to see our interactive map of lake tahoe real estate for sale and map out your house search!


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Information for buyers - Tom Mills lake tahoe real estate

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Loan Applications

Once you have selected the type of loan you prefer and qualify for, the lender will ask you to complete a loan application, which will require a great deal of personal and financial information, including the following:

1) Your residence history
• Your previous addresses for the past two years
• The length of time you’ve lived at each address
• If you currently rent, your landlord’s name and addresses (for past 12 months)

2) Your employment history
• The names and addresses of all your employers for the past two years
• The dates you worked at each place of employment
• If there have been any gaps in your employment, explain why

3) All outstanding loans and credit cards
• The creditor’s name(s) and address(es)
• Your account number(s)
• The current total balance you owe and the months left to pay
• The amount of the monthly payment

4) Savings, checking or investment accounts
• The names and addresses for each financial institution
• Your account numbers
• The current balance or value

5) Real estate you currently own
• The property address(es)
• The estimated market value
• The outstanding loan balance
• The amount of your monthly payment (including taxes, insurance, homeowner’s association dues)
• The amount of your rental income (if applicable)

6) Personal property you own
• The net cash value of your life insurance
• The make, year and value of your automobile(s)
• The value of your furniture, jewelry and other personal property

7) Tax records
• Some lenders may require copies of your tax records from the previous two years

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